Cross Collateralization is utilized as an innovative way to reduce risk in the home buying process. We do everything we can to minimize risk and help our clients purchase the home of their dreams. Cross Collateralization enables the equity from an existing property to be used in place of a down payment on a new purchase. This type of loan has enabled us to help our clients plan for the future as they look to expand their families and move into a larger home.

Loan officers must take the time to carefully review the advantages, disadvantages and terms associated with any loan agreement.